Goals and achieving your resolutions

 To start the year off on a positive note first up I look at turning those New Years Resolutions into achievable Goals.  It doesn’t matter what you would like to achieve, paying off the home loan quicker, saving for a holiday or loosing a kilo or two.

Watch on as I discuss setting achievable goals.

If you would prefer to read instead of watching the video, scroll down to see a transcript.

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Transcript

Hello, it’s Brendan from Buyer’s Choice, your home financing specialist, and today I wanna have a quick chat about setting goals.

New year, 2018’s here, and we’ve all probably made some resolutions on what we want to achieve throughout this year. It could be paying off the home loan quicker, saving a deposit for an overseas holiday. In my case, losing a kilo or two.

We’ve all done it over the years, we’ve all made resolutions, we’ve said, on the 31st of December, next year I’m going to, fill in the blank. And that’s probably appropriate for most of us. It is fill in the blank.

We have all these good intentions, but that’s all they are, good intentions. How do we take what are good intentions, and what we’re planning on doing for the best of reasons, and make them happen?

In my case, 2018 is gonna be the year I get my weight under control. I want to focus on my health, I want to improve things.

For me, it’s a major goal, of a fitness level where I can enjoy spending time with my son for the next couple of decades? He’s four, there’s a lot of time that we can enjoy, playing together, but we can’t do that if I’m not fit and healthy.

How are we gonna do this?

Quite often we set ourselves a goal. We’ll use me as an example, I’m gonna lose 20 kilos. Great, but that’s where it ends.

We’ve set ourselves a goal. We might go as far as saying, I’m gonna exercise a couple of times a week, but we don’t make it something which is achievable.

We don’t make it something which we can measure.

We don’t put a deadline on it, something which is timely.

This year I’m gonna approach things differently, and if you’ve got goals, resolutions that you want to achieve, I recommend you follow a similar process.

The first thing, we have our overarching theme, our focus, what we want to focus on. In my case, it’s my health. 2018, a major focus for me will be my health, and in a large extent, losing weight.

We step down to the next level, and our major goal itself under there. For this, we wanna make that goal something which we’re gonna achieve in the next 90 days. While I’ve got the bigger picture of my health, and where I wanna end up being, we want something which is achievable in the short term.

My 90 day goal is to lose 10 kilos. It’s about half a kilo, three quarters a kilo a week, which is achievable. I’ve got my 90 day goal, but even then, how am I gonna achieve it? What are the steps I’m gonna take?

This is the key to the process that I use with goal setting, which takes it from that high in the sky, I’m gonna do this, to the tire hitting the pavement, really getting action on what you wanna do. Under that 90 day goal, losing 10 kilos in the next 90 days, I’ve then put together three process goals.

Three goals which I’m gonna do on a week in, week out basis. These aren’t looking at long term results or all the rest. It is three things that I’m gonna do which are gonna get me to that higher level, 90 day goal.

In my case, again, one’s gonna be going to the gym at least four times a week. Combination of cardio work, weight work. I’ve got a plan, I’ve got a program I’m gonna follow. My goal is to be at the gym four days a week.

The second goal I’m gonna have is sticking to my diet. I’ve worked with a dietician, she’s given me a diet that I’ve gotta follow. Goal number two that I’m gonna do week in, week out, is follow that diet that she’s given me.

Goal number three, I’ve been reading a few things about health and what’s good for you, and they say drinking water, particularly in place of drinking soft drinks, alcohol, and a lot of other things, is extremely good for you, so, as a result, my third goal is gonna be drink at least three liters of water per day.

There I’ve got three actionable goals that I can follow each week. Simple things to follow. Have I gone to the gym four days and done my program? Yes, no?

If it’s no, I can look back at the end of the week and say, righty-o, why didn’t I? What’s gotta change? What do I need to do to achieve my goal?

In summary, I’ll just go over them again.

We’ve got our major area of focus, what we wanna achieve over the course of the year. It could be something multi-year, doesn’t matter.

Underneath that, we break it into a 90 day goal. What do we want to achieve in the next 90 days? Something which we can achieve, it’s got to be obtainable in the next 90 days.

Finally, underneath that, three process goals, goals where we take action, where we make things occur.

If we break up our goals that way, turn our new year resolutions into 90 day goals, and put some process things, steps that we’re gonna do week in, week out underneath it, you’ll be surprised how quickly your goal is achieved.

I’m looking forward to seeing how I perform on my goals, and if you continue to watch my videos on a regular basis, you’ll know how I’m going on achieving my goals, because the proof will be in what you see. If I can do what I’m say I’m going to do, I’ll see that improvement week in, week out.

Brendan from Buyer’s Choice. If you like the video, please hit the like button down below.

Got any comments, any requests for future videos? Please, leave a comment below, and I’ll get to it in the future.

Thanks a lot, have a wonderful day.

Brendan Barker – How to Live the life of your dreams

Brendan Barker – How to Live the life of your dreams

Brendan Barker Home Financing Specialist - Save Money and Own Your Home SoonerI was going on my regular morning walk, pushing my 6-month-old son along in the pram, his mum was getting a well-earned sleep in.  Johnathon was sleeping again, as he usually did on our morning walks.

As I walked I was reflecting on how much had changed.  It was only two years ago that I had got married.  It was 12 months since I left my job in the mining industry, to spend time with my wife during her pregnancy.

6 months before Johnathon had arrived.

Now here I was walking the streets, pushing Johnathon along, thinking about the future.  I had spent 20 years in the mining industry, and if I am honest with myself left my last job burnout.

Heading back out to the mines. Working 12 hour days. Spending time away from my family.

My passion for mining industry had disappeared.

Time to Live My Dream

It was time to find a new future, a new direction.  All I knew at that time, as I walked down the street, was I wanted a job which allowed me to spend time with my family.

It took time but the pieces started to come together, two of my passions in life were my family and finances.  I had always had an interest in finances, probably got it from my dad who had worked in the banking industry for 40 years.

All I knew was that I wanted to help people like myself, people with young families.  People who would like help with their finances.

  • Have you ever been in the situation where you have committed to too much?
  • Having a bill to pay and not sure where the funds are going to come from to pay it?
  • Can’t remember the last time you had a holiday and don’t know when you will have your next one?

Having that feeling overwhelm when it comes to your home finances or your mind just goes blank when the local bank manager starts talking about LVR, fixed and variable, split loans…….

Have you found your dream home, the perfect place you want to raise your family?  Close to the schools, shops, all the amenities you want?  But you don’t know how you are ever going to afford it?

I spend the time to get to know you, your needs, and all the other things that don’t fit neatly into a form.  I invest the time with you so that I get to understand your financial situation, your needs and requirements. So that I can help structure your finances so that you can achieve your goals and dreams.

My clients learn how to save money and own their homes sooner.

Call me on 07 3911 1190 for a 15-minute chat to see how I can help you live the life of your dreams.

What is your Dream?

What is your Dream?

Achieving your dreams…

achieving your financial goals and dreams

I was reading an article about Charlotte Caslick, Gold medalist in Rugby 7’s at the Rio Olympics.  Charlotte joined the Australian womens Rugby 7’s program with a dream.  To win a Gold medal at the Rio Olympics.

This got me thinking about the people who’s dreams have shaped the world we live in; Nelson Mandela, Martin Luther King, Steve Jobs, Fred Hollows, Ita Buttrose and Evonne Goolagong Cawley and the list can go on.  Some have had multiple dreams, Bill Gates for many years wanted to “put a computer on every desk”, is now pursuing the eradication of polio from the world.

Our own dreams may not have the impact on the world of Martin Luther King’s but that does not make them any less important.  The dream of providing for our family, owning our own home, learning to drive a car, paying off the credit card are just as important to us and our family and friends.

Thinking about dreams reminded me of this video, I think you would like it

What is your dream? Leave a comment below?

New Years Day 2015 – Dreams, Goals and Action

New Years Day 2015 – Dreams, Goals and Action

New Years Day 2015

achieving your financial goals and dreamsWith the start of a new year it is always a good time to reflect on what your goals and aspirations are for the comming year.  I don’t like the term resolution, New Year’s or at other times, why you ask?

A resolution is definite “I will achieve this”, a very black and white outcome, you either do or fail to do your resolution there is no other outcome.  A goal on the otherhand is something you are working towards, each small steps to achieving your goal is a win.  More importantly our goals are not set in stone they can change as life and our priorities change.

My goals and priorities changed dramatically when my son, JJ, was born in 2013. I changed from a corporate career path to being a small business owner, I went from a career in the Mining Industry to Finance and Mortgage Broking, my goals and priorities had changed.  One of my goals now is to be able to provide for my family while having the flexibility to spend the morning watching my son’s swimming or taking him for an afternoon walk in the park.

Over time our goals and priorities change.  You may start with a goal to loose some weight, to achieve that you started walking a couple of days a week, then jogging for a minute or two during your walks and before you know it the original goal has been achieved and a new goal of jogging 5km’s has shown up.

We all have our goals, and we need to review them regularly.  Some of the questions I ask myself include:

  1. Where am I in achieving this goal
  2. What is the next step or action I have to take in achieving this goal
  3. If I have achieved this goal, is there a bigger goal I want to achieve
  4. Is this goal still a priority, if not let it go
  5. Is there something new that I want to achieve, if so what is the first step I have to take in achieving it

As always the New Year is always a good time to review your goals. For myself two of my goals for 2015 are:

  • Writing this blog and in the process informing and helping my readers
  • Growing my business and in the process help my clients achieve their financial goals, whether it is the purchase of the their dream home or releasing equity in their home for that overseas holiday or working out what deposit a first time home owner will need and how they can achieve it

What are your goals, your dreams and more importantly what is the next step you have to take so that you can move towards achieving that goal.  Please leave a comment below.

The best thing about goals has to be achieving them, seeing the dream come true.  I am currently sitting alongside the local pool watching my son have a swim while I write this post.