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Personal Finance Articles

5 Common Credit Card Traps

Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker moments. Here’s how to avoid getting snared in credit card debt. Most humans love to spend. It’s a scientific fact....

What is debt recycling?

We all know that recycling is great for the environment. But debt recycling? Well, if done right, that could be great for your own little patch of planet earth. There are three things that many Aussie property owners wish they could do: make their debt tax deductible,...

It’s all about balance: Using an offset account to your advantage

Want to avoid sinking your entire savings balance into your mortgage? An offset account could be the solution you’ve been looking for. An offset account is straightforward to set up and easy to understand. It also has the potential to save you thousands of dollars and...

Rentvesting: have your cake and eat it too

Most Australians grow up with the dream of buying and living in their own home. But, given the difficulty of cracking into the market in trendy locations, another option has emerged. So what is rentvesting? Put simply, rentvesting is the increasingly popular practice...

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