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Personal Finance Articles

‘Budgeting’ shouldn’t be a dirty word. Here’s why…

While budgeting isn’t exactly pig-in-the-mud kind of fun, following a few simple steps can have you laughing all the way to the bank. We’ve all been there – it’s the end of the month and you realise there’s barely enough in the bank for groceries, let alone savings....

Under the microscope: your micro-transactions

When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting down on ‘micro-transactions’. The lure of micro-transactions – purchases that are low in cost and trivial in...

Buy now, pay later schemes putting young shoppers at debt risk

One in six customers who use payment methods such as Afterpay and Zip Pay run into financial strife.  ASIC is putting the ‘buy now, pay later’ industry under the spotlight. ASIC’s first review of this evolving market finds that buy now pay later arrangements are...

A smooth sailing guide to dealing with memory loss and finance

It’s an unfortunate fact of life: as you grow older, your memory is likely to fade. While you’ll probably be forgiven for forgetting the odd anniversary, the stakes are much higher when it comes to keeping track of your finances. Most of us have watched on as a loved...

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