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Will lenders pass on the RBA interest rate cut to you?

The RBA has cut the official cash rate to a new record low of 1.25%. But hang on a sec… Will lenders even pass on the cut in full? Today we’ll look at how you can make the RBA rate cut work for you. The Reserve Bank interest rate cut to 1.25% – down from 1.5% – which...

Mortgage stress: What it is, and how to avoid it

You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture. Paying off a mortgage is one of the biggest financial challenges you and your family will ever tackle. And it isn’t easy....

Six ways to ride through life’s tougher times

Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times. According to Mental Health Australia, 1 in 5 Australians are affected by mental...

Farewell negative gearing and CGT discount?

You’ve probably seen ‘negative gearing’ and ‘capital gains tax’ in the news recently. That’s because they’re set to become hot topics ahead of the next federal election. Today we’ll take a look at both. If you’re an aspiring first home buyer, negative gearing and...
What Is LVR?

What Is LVR?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about...

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