Specialist First Home Buyers’ Loan Service
Buying your first home is an exciting and special moment.
However, with so many different forms to fill in, applications to process, and steps to take, it can also be rather daunting.
I understand the unique challenges of buying your first home. That’s why I provide a specialist first home buyers’ loan service – one that goes beyond just mortgage broking.
As your personal Finance Broker, I guide you through the process of applying for a loan to buy your first home. Thanks to my membership with Buyers Choice, I have access to a broad range of loans, so you have genuine choice.
In addition to helping you secure an appropriate home loan, I also provide you with the assistance, information, and support you need, and can help you prepare associated applications, such as applying for a First Home Owners’ Grant. I also liaise with your real estate agent, conveyancer, and lender, so the entire process runs as smoothly as possible.
From the moment you’re out house-hunting until the day you make your final repayment, I’m only a phone call away.
After meeting with you to discuss your situation and needs, the first step in the mortgage process will be to determine your borrowing capacity and secure pre-approval for you.
By securing pre-approval for your first home buyers’ loan, you can be confident that the home you choose won’t slip through your fingers due to hold-ups with your mortgage application. Pre-approval also helps you to ensure you are looking at properties within your price range, as it provides you with certainty about how much you can borrow.
With your pre-approval complete, you’ll be ready to find your first home.
Already Found Your Home?
If you’ve already found your dream home, pre-approval won’t be necessary. Instead, we’ll meet to discuss your financial situation and needs, and identify an appropriate loan for you. We will then move straight on to the next step in the loan process.
Buying Your First Home
Once you enter into a contract to buy your first home, I will liaise with your real estate agent, your conveyancer, and your lender, informing them when you receive final approval for your loan. In the meantime, I will keep you up-to-date regarding progress on your application.
Once your loan is approved, you’ll be ready to take the final steps to buying your first home.
Finalising Your Documentation
I will review your mortgage documents with you to ensure that the product, interest rate, and first home buyers’ loan feature details are all correct. I will also help you to finalise your First Home Owners’ Grant application.
Finally, the moment you’ve been waiting for will arrive: Settlement Day, when your real estate agent will hand over the keys to your new home.
You might have moved into your new home by now, but that doesn’t mean my professional support will end.
I like to follow up with all my clients to ensure that your loan and associated products, such as credit cards or bank accounts, have been correctly set up. I will also be in touch throughout the life of your loan to provide you with updates on the mortgage market and regular reviews of your loan. That way, I can help you ensure you still have the most suitable loan for you in the years to come.
If you would like professional support as you choose, apply for, and begin to pay off your first home buyers’ loan, I can help. To organise a free and no-obligation consultation, call me today on (07) 3911 1190, or send me a message. I look forward to helping you secure your first home.