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With 2019 drawing to a close, we hope you’re shifting into holiday mode and getting ready to relax and unwind (or, at least, looking forward to a few public holidays!).

Hasn’t the year just flown by?

It only seems like only yesterday that the RBA cut the official cash rate for the first time in almost three years. But that was more than six months ago, and the RBA has cut the rate another two times since.

Now the official cash rate is sitting at a new record low of 0.75% – and financial markets now believe there’s a 45% chance of a rate cut when the RBA Board next meets in February.

But enough about rate cuts

Whether you’re celebrating the festive season with family and friends, getting away somewhere nice and relaxing, or working through (gotta make hay while the sun shines), we hope you have a wonderful end to 2019.

And when 2020 rolls around, if you need to check anything finance-related, please don’t hesitate to reach out to us.

We look forward to working with you again in the year ahead.