The Credit Score Blog
A blog about mortgages, loans, interest rates, tips and tricks.
COVID-19 repayment amnesty over: how to avoid a bad credit rating
The COVID-19 loan deferral program and credit reporting amnesty is now over, which means banks will report any late repayments on mortgage or small business loans to credit agencies unless you’ve entered into a hardship arrangement.
If you think you might be financially impacted by the end of JobKeeper, then check out our latest article on how to avoid late repayments being recorded up on your credit file.
7 Tips to Save you Money on your next New Car Purchase
Buying a new car, for some of us we get excited about the prospect of haggling with the car dealership to get the best price. For others, it just fills us with dread. After the family home, the car is most likely going to be the largest purchase we ever make. Whenever...
Using the equity in your home to purchase new car
Have you ever had the pleasure of being stuck at home with 2 children under 3 and not being able to leave the house? My friend Debbie recently faced this problem, their car had broken down and it was going to cost more to repair it than the car was worth. What would...
4 Steps To Stress Free Financing Of Your New Car
Are you thinking about financing your new car purchase? Found the car that you want to buy, but don’t know where to start with arranging finance? Choosing how to finance your car isn’t easy. Why? Because you’re bombarded with numerous options, confusing claims and...
Brendan Barker – How to Live the life of your dreams
I was going on my regular morning walk, pushing my 6-month-old son along in the pram, his mum was getting a well-earned sleep in. Johnathon was sleeping again, as he usually did on our morning walks. As I walked I was reflecting on how much had changed. It was only...
Do you suffer from one of these budgeting misconceptions?
A 2007 government study found that only 52% of Australians budget regularly for their day to day finances. There are a number of common misconceptions around budgeting which lead people to not have a budget. Some of the common misconceptions around budgeting: I’m not...
Math and Money
You don't have to be good at math to budget I remember in the early '80s my family was living in Blackall, every 3 months mum and dad would pack up our family for the 8 hour trek across to Rockhampton to do the grocery shopping. We would visit Jack the...
Budgeting and your finances
Are you mentally prepared to manage your finances? Recently I had the opportunity to attand a session by Ron Lee the Corporate Ninja. His inspirational presentation was around how our thoughts and feelings can have a big impact on assisting us in achieving our goals....
What is your Dream?
Achieving your dreams... I was reading an article about Charlotte Caslick, Gold medalist in Rugby 7's at the Rio Olympics. Charlotte joined the Australian womens Rugby 7's program with a dream. To win a Gold medal at the Rio Olympics. This got me thinking about the...
Struggling to get ahead
One of my first clients when I started as a broker was Adrian. Adrian and his family had immigrated to Australia, he is a registered nurse and his wife worked as an orderly in the hospital. About 18 months before I met him, Adrian was quite ill for a while, he...
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