The Credit Score Blog
A blog about mortgages, loans, interest rates, tips and tricks.
“Tide turning on interest rates”: CBA hikes fixed rates
Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”.
So if you’ve been umming and ahhing about fixing your interest rate, it could be high time to do so
Mortgage stress: What it is, and how to avoid it
You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture. Paying off a mortgage is one of the biggest financial challenges you and your family will ever tackle. And it isn’t easy....
Shares vs Property: the pros and cons breakdown
NRL vs AFL. Neighbours vs Home & Away. Gas vs charcoal grill. Ford vs Holden. We Aussies are no strangers to a heated debate. And that extends to the shares vs property discussion. You’ve probably seen it unfold at the family BBQ before. Uncle Mick will swear...
What you need to know before buying your second property
Whether it’s as an investment asset or a holiday home. Buying your second property poses a unique set of challenges. Here’s what you should consider. Australians love property, and it’s not difficult to see why. Property is seen as a secure, long-term and low-risk...
Six ways to ride through life’s tougher times
Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times. According to Mental Health Australia, 1 in 5 Australians are affected by mental...
Floating the idea of refinancing your home loan?
When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or replacing an existing loan with your current financial...
Do your kids have the skills they need for tomorrow?
Half of all Australian parents don’t believe their children are equipped with the skills needed to thrive in future. Are you setting your kids up for success? In a recent big bank survey of 94,706 Aussie parents, 50% of respondents replied ‘no’ when asked whether...
Finance & the single woman: what you need to know
You may be divorced, recently separated or merrily single. Either way, as a single woman you face particular financial challenges. It’s important to know about them and plan for them. Gone are the days when depending on Mr. Right was the only way to secure a...
Is your coffee habit adding years to your mortgage pain?
It’s smooth, it’s delectable, and it might just be adding years to your mortgage pain. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Australians – a ritual that used to take place over breakfast in the comfort of our own homes....
‘Budgeting’ shouldn’t be a dirty word. Here’s why…
While budgeting isn’t exactly pig-in-the-mud kind of fun, following a few simple steps can have you laughing all the way to the bank. We’ve all been there – it’s the end of the month and you realise there’s barely enough in the bank for groceries, let alone savings....
Contact Us
Call
(07) 3911 1190
Postal Address
PO Box 374
Sunnybank QLD 4109