The Credit Score Blog
A blog about mortgages, loans, interest rates, tips and tricks.
Has the housing market’s latest record-breaking run peaked?
Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters.
However, there are seven key signs that the pace of capital gains has peaked.
The truth about 0% car finance offers
Seen a ‘0% car finance’ deal and thought it sounded a little too good to be true? Well here’s the catch them…
Negotiating a settlement period
In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the agreed date without a hitch. But as we all know, we don’t live in a perfect world. When you buy or sell a property you go through a ‘settlement...
How to save for a first home deposit
So you’ve decided to finally take the plunge and start saving for a deposit to buy your first home? Here’s a few handy tips to get you started. Saved for a holiday before? Or a car? What about TV or computer? The good news is that saving for a house deposit isn’t too...
Don’t blow the budget on your next property purchase
You know how it goes. You see that dream property you’ve just got to have, and then next minute, the budget is in smithereens. Well, at least that’s what happens to almost a quarter of home buyers. Here’s how to keep a lid on your emotions and your budget. Purchasing...
What you need to know before buying your first home
If you had a roadmap for life, buying your first property would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too. If you’re...
Get your ducks in a row: how to make a timely deposit
So you’ve finally found the property of your dreams and you can’t stand the thought of someone else moving in? Don’t let a payment oversight get in the way. One of the most common questions we get asked is when and how to make the deposits on a new property. And for...
Don’t get tripped up by these scams
They say a fool and their money are easily parted. But with how sophisticated scams are becoming nowadays, it’s no longer just fools who are being duped. Here’s how to spot a scam in the digital day and age. Australians lost $91 million to scammers last year alone....
Parents as guarantors: end your child’s first home mirage
They grow up so fast. One minute they’re nagging you for a dollhouse, the next, it’s for help buying a two bedroom unit in an up-and-coming suburb. If you always find it hard to say ‘no’ to your kids, here’s how to say ‘yes’ the right way. You’ve probably heard your...
Four simple ways to increase your property’s resale value
Everyone dreams of investing in a home or business that will fetch them more money than they originally bought it for. Here’s how to roll-up your sleeves and get started. Making the appearance of your property desirable is critical because yours will be among a long...
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